/onboarding
One-time insurer profile setup — role, claim types, total-loss threshold, and comp radius stored so skills stop re-asking
Purpose
Claims valuation, depreciation tracking, and market trend analysis all behave differently depending on whether the user is an adjuster, underwriter, or claims manager — and on the total-loss threshold configured for the insurer. Onboarding collects these role-specific parameters once and stores them to marketcheck-profile.md, so every subsequent skill reads the correct context automatically.
Arguments
name or companyoptionalPre-fills the name or company field. Prompted interactively if not provided.
How It Works
Execution flow. MCP tool calls are shown inline on each step.
Reads marketcheck-profile.md. If a valid insurer profile exists, shows summary and asks: update or keep?
Collects name, company (insurance carrier), and country (US/UK). UK users are flagged: most insurance features require US data tools.
Asks role: adjuster (claims valuations), underwriter (risk assessment, premium pricing), or claims_manager (operations, reserve management). Role determines output framing across all skills.
Asks which claim types: total_loss (FMV-based settlement), diminished_value (post-repair reduction), theft_recovery (stolen vehicle valuation). Stored as array. Default: [total_loss].
Confirms total-loss threshold % (default 75% — repair cost exceeds this % of FMV = total loss) and default comp search radius (default 100mi — wider than trade appraisals for defensible claims evidence). State-specific thresholds should override the default.
Writes JSON profile to marketcheck-profile.md. Appends compact summary to MEMORY.md for automatic profile load in future sessions.
Example Output
Insurer Profile Configured ════════════════════════════ Name: Maria Reyes Company: Pacific Coast Insurance Country: US Role: Claims Manager Claim types: Total loss, Diminished value Total-loss threshold: 75% of FMV Comp search radius: 100 miles Location: ZIP 90210 | Los Angeles, CA Profile saved to: marketcheck-profile.md Suggested next steps: → "Total loss valuation for VIN 1HGCV1F3XPA123456" — full claims valuation → "Depreciation trend for Toyota RAV4" — claim value trending → "Claims market report" — portfolio exposure analysis
Cost Estimate
Limitations
- Profile is written to the current project directory — switching projects requires re-running /onboarding or copying the profile file.
- UK users: most insurance workflows require US data tools — VIN decode, ML pricing, and sold history are US-only.
- Total-loss threshold varies by state regulation and insurer policy — verify and update if the default 75% does not match your jurisdiction.
More in the Insurer Plugin
Same Capability, Different Plugin
These skills share the same underlying methodology but are tuned for a different audience.
Appraiser onboarding collects specialization (trade-in/insurance/estate/fleet) and min comp count instead of role and total-loss threshold — same profile pattern, audience-specific parameters.
View in Appraiser →Lender onboarding collects LTV thresholds, portfolio focus, and tracked segments instead of total-loss threshold and claim types — the profile structure is shared across all plugins.
View in Lender →