/onboarding
One-time lender profile setup — portfolio focus, LTV thresholds, and tracked segments stored so skills stop re-asking
Purpose
The Lender plugin's skills need to know your LTV thresholds, tracked segments, portfolio focus (auto loans / leasing / floor plan), and geographic scope before they can frame collateral valuations and risk reports correctly. Onboarding collects all of this once and stores it to marketcheck-profile.md, so every subsequent skill reads the right context automatically.
Arguments
name or companyoptionalPre-fills the name or company field. Prompted interactively if not provided.
How It Works
Execution flow. MCP tool calls are shown inline on each step.
Reads marketcheck-profile.md. If a valid lender profile exists, shows summary and asks: update or keep?
Collects name, company, and country (US/UK). UK users are flagged: most lending features require US data tools.
Asks primary business focus: auto_loans (retail lending), leasing (residual management), or floor_plan (dealer inventory financing). Determines which skills and framing are most relevant.
Confirms LTV warning threshold (default 100%) and high-risk threshold (default 120%). These thresholds control the LTV flag logic in collateral valuations and depreciation curve projections.
Asks which vehicle segments to monitor for risk: SUV, Sedan, Truck, EV, Luxury, Subcompact. Stored as lender.tracked_segments — Market Momentum Report highlights these segments prominently.
Asks which states the lender operates in. Stored as lender.tracked_states — enables regional collateral variance analysis filtered to the lender's actual footprint.
Writes JSON profile to marketcheck-profile.md with schema_version 1.0. Appends compact summary to MEMORY.md for automatic profile load in future sessions.
Example Output
Lender Profile Configured ════════════════════════════ Name: James Chen Company: Midwest Auto Finance Country: US | National operations Portfolio focus: Auto loans (retail, direct + indirect) LTV thresholds: Warning: 100% | High risk: 120% Tracked segments: SUV, Pickup, EV, Sedan States: TX, OH, MI, FL, CA Profile saved to: marketcheck-profile.md Suggested next steps: → "Collateral value for VIN 1HGCV1F3XPA123456" — single unit check → "Market momentum report" — monthly portfolio risk briefing → "EV depreciation vs ICE" — portfolio EV exposure assessment
Cost Estimate
Limitations
- Profile is written to the current project directory — switching projects requires re-running /onboarding or copying the profile file.
- UK users: ML pricing, sold analytics, and VIN history are US-only.
More in the Lender Plugin
Same Capability, Different Plugin
These skills share the same underlying methodology but are tuned for a different audience.
Appraiser onboarding collects the same base fields (location, country) plus specialization instead of portfolio focus and LTV thresholds.
View in Appraiser →Insurer onboarding collects role, claim types, and total-loss threshold % instead of LTV thresholds — same profile pattern, different risk parameters.
View in Insurer →