Manufacturer PluginMediumSkillv0.1.0

Depreciation Tracker

Brand value retention vs competitors — residual support, CPO strategy, and MSRP parity tracking

depreciation ratevalue retentionresidual valuewhich cars hold valuebrand value retentionEV depreciation
Medium
Complexity
3–5
API Calls
$0.003 – $0.008
MC API Cost
$0.04 – $0.10
Total Cost

Purpose

Brand residual value is one of the most consequential long-term metrics for an OEM — it shapes lease pricing, CPO program design, incentive strategy, and consumer perception of quality. Yet most brands only review residual rankings quarterly, long after depreciation trends have already damaged resale ecosystems and inflated lease costs.

Depreciation Tracker frames all analysis as brand value retention intelligence: how your brand holds value vs competitors over 3, 6, and 12-month windows, which models are depreciating fastest and need CPO or incentive support, where residual strength differs by state, and whether your new vehicles are still commanding MSRP premiums or sliding into discount territory.

Audience:OEM product plannersBrand strategistsRegional managersCPO program managers

How It Works

Execution flow. MCP tool calls are shown inline on each step.

↔ Parallel Execution

01a
Current Brand Avg Priceget_sold_summary

Calls get_sold_summary ranked by make, used vehicles, ranking_measure=average_sale_price for current period to get brand-level transaction prices.

01b
Prior Brand Avg Priceget_sold_summary

Same call for 6 months ago. Calculates retention % per brand and tiers: Tier 1 (>98%), Tier 2 (95–98%), Tier 3 (90–95%), Tier 4 (<90%).

02
Model Depreciation Curveget_sold_summary

For specific make/model queries, calls get_sold_summary at current, 60d, 90d, 6mo, and 1yr intervals to build a depreciation curve with monthly rate and annualized rate.

03
MSRP Parity Trackerget_sold_summary

Calls get_sold_summary with ranking_measure=price_over_msrp_percentage by make,model for new vehicles. Classifies each model as above MSRP, at MSRP, or discounting — tracks trend direction.

04
Geographic Value Varianceget_sold_summary

Calls get_sold_summary with summary_by=state for specific make/model to build state-level price index showing where brand holds value best and worst.

MCP Tool Calls

ToolCallsPurpose
get_sold_summary3–6Brand retention rankings, model depreciation curves, MSRP parity, geographic variance
search_active_cars0–1Current market asking price benchmark (optional for MSRP baseline)

Example Output

DEPRECIATION TRACKER — Toyota | Brand Value Retention | February 2026
════════════════════════════════════════════════════════════════════

BRAND RESIDUAL RANKINGS (6-Month Retention, Used Vehicles)
  Tier  Make              Current Avg  6-Mo Ago Avg  Retention %
  ────  ────────────────  ───────────  ────────────  ───────────
  1     Porsche           $82,400      $84,100       98.0%
  1     Toyota ★          $28,700      $29,200       98.3%
  1     Honda             $24,100      $24,500       98.4%
  2     Subaru            $26,800      $27,600       97.1%
  2     BMW               $44,200      $45,800       96.5%
  3     Ford              $31,200      $33,100       94.3%
  3     Chevrolet         $27,800      $29,600       93.9%
  4     Stellantis brands $24,400      $27,100       90.0%

  ★ Toyota — Tier 1 at 98.3% retention. Ahead of Ford (+3.9 pts), Chevy (+4.3 pts).

RAV4 DEPRECIATION CURVE (Used, National)
  Period       Avg Sale Price  Retention %  Monthly Rate
  ──────────   ──────────────  ───────────  ────────────
  Current      $28,700         —            —
  3 months ago $29,200         98.3%        0.57%/mo
  6 months ago $29,800         96.3%        0.63%/mo
  1 year ago   $31,200         92.0%        0.67%/mo
  Classification: SLOW depreciation (< 1%/mo) — strong residuals

MSRP PARITY (New Vehicles — Your Models)
  Model               Price vs MSRP  Prior (3mo)  Direction
  ──────────────────  ─────────────  ───────────  ────────────
  Tacoma TRD Pro      +4.8%          +5.2%        Slight dip
  4Runner TRD         +3.1%          +3.6%        Slight dip
  RAV4 XLE            +1.8%          +2.4%        Dip — monitor
  Camry SE            -0.3%          +0.5%        CROSSED into discount territory
  Sienna XLE          -2.7%          -1.9%        Deepening — consider incentive cut

Cost Estimate

TierMedium
API Calls3–5
MC API — best$0.003
MC API — worst$0.008
Claude — best$0.03
Claude — worst$0.09
Total range$0.04$0.10

30 analyses/month ≈ $1–3

Limitations

  • US market only.
  • Depreciation curves require sufficient sold transaction volume per model per period — low-volume models (< 100 units/month) may have wide confidence intervals.
  • MSRP parity data (price_over_msrp_percentage) applies to new vehicles only; used vehicle depreciation is tracked separately.
  • Geographic variance analysis works best at state level — city or zip-level data may have insufficient sample sizes.
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