Lender Sales PluginMediumSkillv0.1.0

Dealer Intelligence Brief

Full dealer brief before any sales call — inventory profile, lending fit, aging pressure, and talking points

tell me about [dealer]dealer briefprep for dealer meetingdealer intelligenceprofile this dealerwhat does this dealer sell
Medium
Complexity
5–8
API Calls
$0.005 – $0.012
MC API Cost
$0.05 – $0.11
Total Cost

Purpose

Walking into a dealer meeting without data is the fastest way to lose credibility. Dealers know their own inventory better than anyone — and if a lender sales rep can't speak to their lot, their pain points, and their specific financing opportunities within the first two minutes, the meeting is already lost.

Dealer Intelligence Brief generates a complete pre-call dossier on any dealer: total inventory profile, make and segment mix, aging analysis with floor plan burden estimate, lending fit overlay showing exactly how many units match your criteria, LTV spot-checks on a representative sample, and five ready-to-use talking points tailored to that dealer's situation — all in under two minutes.

Audience:Lender sales repsField sales representativesBDC agentsRegional sales managers

How It Works

Execution flow. MCP tool calls are shown inline on each step.

01
Full Inventory Profilesearch_active_cars

Calls search_active_cars with dealer_id or source domain, facets on make, body_type, and year, with stats on price, DOM, and miles to build a complete inventory snapshot.

02
Aged Inventory Scansearch_active_cars

Calls search_active_cars sorted by DOM descending for the same dealer to pull the 15 most aged units — these are the floor plan pressure talking points.

03
Lending Criteria Overlaysearch_active_cars

Calls search_active_cars with lending criteria filters (price range, year range, max mileage, approved makes) to count matching units and calculate lending fit %.

04
LTV Spot-Checkpredict_price_with_comparables

Calls predict_price_with_comparables for the top 5 matching units (representative price sample) to calculate estimated LTV = listed_price / predicted_price × 100. Flags units over ltv_max_pct.

05
Local Market Contextget_sold_summary

Calls get_sold_summary for the dealer's state to surface the top 10 selling models — used to frame 'we have strong programs for the top sellers in your market' talking point.

06
Brief Generation

Calculates lending fit %, avg LTV, floor plan burden estimate (aged units × $35/day × excess DOM), and generates 5 talking points and product recommendations tailored to the dealer's profile.

MCP Tool Calls

ToolCallsPurpose
search_active_cars3Full inventory profile, aged units scan, lending criteria overlay
predict_price_with_comparables3–5LTV spot-check on representative sample units
get_sold_summary1Local market top sellers for talking points

Example Output

DEALER INTELLIGENCE BRIEF
══════════════════════════════════════════════════
Dealer:         Metro Honda of Austin
Location:       Austin, TX 78701
Dealer Type:    Franchise
══════════════════════════════════════════════════

INVENTORY OVERVIEW
  Total Units:        187
  Avg Price:          $28,400
  Median Price:       $26,100
  Avg DOM:            42 days
  Avg Miles:          48,200

  Top Makes: Honda (61%), Toyota (18%), Ford (12%), Other (9%)
  Top Segments: SUV (44%), Sedan (31%), Truck (15%), Other (10%)
  Year Range: 2018–2024 (peak: 2021–2022)

LENDING FIT ANALYSIS (your criteria: $18K$48K, 2019–2025, <80K miles)
  Matching Units:     134 of 187    (71.7% fit)
  Avg Match Price:    $29,800
  Sample LTV Range:   94%–118% (avg 104%)
  Units over 120% LTV: 8 of 134 (6%) — flag for reduced advance

AGING ANALYSIS
  Units > 60 DOM:     28 (15% of lot)
  Units > 90 DOM:     11 (5.9% of lot)
  Est. Floor Burden:  ~$32,900/month on aged units

TALKING POINTS FOR THIS MEETING
  1. "You have 134 units in our sweet spot — 71% of your lot qualifies"
  2. "28 units are past 60 days — that's ~$33K/month in floor plan cost"
  3. "Your Honda SUVs are top sellers in Austin — we have competitive advance rates"
  4. "Average LTV on your lot is 104% — well within our 120% program limit"
  5. "If we reduce your floor plan rate by $5/day across 187 units: $2,800/month savings"

RECOMMENDED PRODUCTS: Retail indirect lending + floor plan financing

Cost Estimate

TierMedium
API Calls5–8
MC API — best$0.005
MC API — worst$0.012
Claude — best$0.04
Claude — worst$0.10
Total range$0.05$0.11

40 dealer briefs/month ≈ $2–5

Limitations

  • US and UK supported — UK version provides inventory profile only; LTV analysis requires US data.
  • LTV spot-check uses 5 sample units, not full lot — actual portfolio LTV distribution may vary.
  • Dealer must be searchable by dealer_id, domain, or dealer name — results depend on MarketCheck dealer coverage.
  • Floor plan burden estimate uses industry standard $35/day rate — actual cost depends on dealer's specific floor plan terms.
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