Dealer Match Finder
Dealer prospecting intelligence — find dealers in any state whose inventory matches your lending criteria
Purpose
Cold prospecting without inventory data is a numbers game with terrible odds. A lender sales rep calling through a state dealer list has no way of knowing which dealers actually sell the types of vehicles the lender can finance — leading to wasted calls on dealers whose entire lot is outside the lender's criteria.
Dealer Match Finder reverses the approach: it scans the market for dealers whose live inventory matches your lending criteria (price range, year range, mileage cap, approved makes), scores them by lending fit, volume, and price alignment, and returns a ranked prospect list with match scores, talking points, and estimated monthly origination opportunity per dealer — so every call is on a high-probability prospect.
How It Works
Execution flow. MCP tool calls are shown inline on each step.
search_active_carsCalls search_active_cars with state + lending criteria filters (price range, year range, max mileage, approved makes) with facets on dealer_id to identify up to 50 dealers with matching inventory.
search_active_carsFor the top 20 dealers by matching unit count, calls search_active_cars per dealer to get total inventory, avg price, avg DOM, and make/body_type distribution.
Calculates three-component Dealer Match Score per dealer: Volume Score (0–30) based on lot size, Fit Score (0–40) = lending_fit_pct × 0.40, Price Alignment Score (0–30) based on proximity to lender's price midpoint. Total: 0–100.
Estimates monthly originations = matching_units × (1/avg_dom × 30) × 20% penetration. Estimates revenue = monthly_originations × avg_price × 1.5% net spread.
Classifies dealers as STRONG MATCH (70+), MODERATE MATCH (50–69), or LIGHT MATCH (30–49). Generates top 5 recommended calls with specific talking points per dealer.
MCP Tool Calls
| Tool | Calls | Purpose |
|---|---|---|
search_active_cars | 1 + up to 20 | Territory scan then per-dealer profiling for top matches |
Example Output
DEALER MATCH FINDER — Texas | February 2026 Criteria: $18K–$48K | 2019–2025 | <80K miles | All makes ════════════════════════════════════════════════════════ STRONG MATCHES (Score 70+) Rank Dealer Name City Total Matching Fit% Avg Price Avg DOM Score ──── ─────────────────────── ───────── ───── ──────── ──── ───────── ─────── ───── 1 Lone Star Auto Group Dallas 312 248 79% $31,200 38 days 89 2 Texas Premier Cars Houston 287 219 76% $29,800 44 days 84 3 Capital City Motors Austin 198 156 79% $28,400 41 days 81 4 Gulf Coast Auto Corpus 167 131 78% $27,900 47 days 77 5 Alamo Used Cars San Ant. 143 108 76% $30,100 39 days 74 MODERATE MATCHES (Score 50–69) 6 Frontier Auto Group El Paso 211 124 59% $33,100 52 days 67 7 Hill Country Motors Kerrville 89 61 69% $26,800 43 days 61 ... (8 more moderate matches) TERRITORY SUMMARY Strong matches: 5 dealers | 1,069 lendable units Moderate matches: 12 dealers | 1,842 lendable units Est. monthly origination opportunity (strong matches): ~81 loans Est. monthly revenue opportunity: ~$36,400 TOP 5 CALLS THIS WEEK 1. Lone Star Auto Group (248 matching) — lead with floor plan + retail combo pitch 2. Texas Premier Cars (219 matching) — 44-day DOM suggests some aging pressure 3. Capital City Motors (156 matching) — fast-turning lot (41 days), strong retail candidate
Cost Estimate
15 prospecting sessions/month ≈ $2–6
Limitations
- US and UK supported — UK version provides inventory matching only; velocity data requires US.
- Minimum lot size filter (default 20 units) excludes very small dealers — adjust profile setting if targeting smaller independents.
- Penetration assumption of 20% for origination estimates is a planning benchmark; actual penetration varies by relationship maturity.
- Top 50 dealers by facet count — very large states may have hundreds of qualifying dealers; use ZIP + radius for tighter targeting.