Lender Sales PluginHeavySkillv0.1.0

Floor Plan Opportunity Scanner

Find dealers burning floor plan — ranked list of high-DOM lots with estimated monthly burden and savings pitch

floor plan prospectsdealers with aging inventorywho needs floor plan financingfloor plan opportunitiesaged inventory dealershigh DOM dealers
Heavy
Complexity
10–42
API Calls
$0.010 – $0.063
MC API Cost
$0.14 – $0.40
Total Cost

Purpose

Dealers with significant aging inventory are in pain — every day over 30 days on lot is money flowing out to their current floor plan lender. They are the most receptive audience for a competitive floor plan pitch, because the ROI of switching is immediate and quantifiable. But identifying these dealers from a state dealer list requires sifting through hundreds of lots with no visibility into their actual aging profile.

Floor Plan Opportunity Scanner scans the market for dealers with concentrated aging inventory (DOM > 60), calculates estimated monthly floor plan burden per dealer, and assigns a Priority Score that combines aging percentage, lot size, and DOM percentile. The output is a ranked prospect list with specific savings pitch language per dealer — so the sales conversation starts with '$32,000 a month in floor plan costs that we can help reduce' rather than a generic product overview.

Audience:Floor plan lending sales repsRegional sales managersBDC agents

How It Works

Execution flow. MCP tool calls are shown inline on each step.

01
Market-Wide Aging Scansearch_active_cars

Calls search_active_cars for the state sorted by DOM descending with facets on dealer_id to identify the top 50 dealers by aged unit concentration. Extracts avg_dom stats.

02
Dealer Profilingsearch_active_cars

For the top 20 dealers meeting minimum lot size threshold, calls search_active_cars per dealer for total inventory stats — total_count, avg_price, avg_dom, median_dom.

03
Aged Unit Countsearch_active_cars

For each dealer, calls search_active_cars with dom_range=60-999 to get exact count of units over 60 days — the aged inventory driving floor plan burden.

04
Floor Plan Math

Calculates aged % = aged_count / total_count × 100. Estimates monthly floor burn = total_count × avg_dom × $35/day / (avg_dom/30). Savings pitch = $5/day rate reduction × total units × 30.

05
Priority Scoring

Assigns Priority Score = (aged_pct × 40) + (total_count_normalized × 30) + (avg_dom_percentile × 30). Classifies: HIGH PRIORITY (70+), MEDIUM (50–69), LOW (<50).

MCP Tool Calls

ToolCallsPurpose
search_active_cars1 + up to 40Market scan, per-dealer profiling, and aged unit counts for top prospects

Example Output

FLOOR PLAN OPPORTUNITY SCANNER — Texas | February 2026
════════════════════════════════════════════════════════

HIGH PRIORITY PROSPECTS
  Rank  Dealer                  City       Units  Aged 60+  Aged%  Avg DOM  Monthly Burn    Score
  ────  ──────────────────────  ─────────  ─────  ────────  ─────  ───────  ─────────────   ─────
  1     Westside Auto Center    Houston    287    98        34%    58 days  $141,700/mo     91
  2     Lone Star Pre-Owned     Dallas     241    77        32%    54 days  $110,200/mo     86
  3     Rio Grande Motors       El Paso    198    61        31%    52 days  $87,300/mo      81
  4     Bayou City Autos        Pasadena   176    54        31%    51 days  $76,700/mo      78
  5     Gulf Coast Auto         Corpus     163    47        29%    49 days  $68,300/mo      73

MEDIUM PRIORITY PROSPECTS (8 dealers, not shown)

SAVINGS PITCH PER DEALER
  Westside Auto Center:
    "Your 287 units at $35/day average = $141,700/month in floor plan costs.
     If we reduce your rate by $5/day across your lot: save $26,000/month.
     Your 98 units past 60 days are costing an extra $3,430/day."

TERRITORY SUMMARY
  High priority:  5 dealers — combined $484,200/month floor plan burden
  Total prospects: 13 dealers across Texas
  Avg high-priority aged %: 31% of lot past 60 days

Cost Estimate

TierHeavy
API Calls10–42
MC API — best$0.010
MC API — worst$0.063
Claude — best$0.10
Claude — worst$0.35
Total range$0.14$0.40

10 scanning sessions/month ≈ $1–4

Limitations

  • US and UK supported — DOM data available in both markets; UK uses search_uk_active_cars.
  • Floor plan burden estimate uses industry standard $35/day rate — actual cost depends on dealer's current lender terms.
  • Minimum lot size filter (profile default: 20 units) may exclude small independents — adjust if targeting sub-20-unit dealers.
  • Per-dealer profiling calls (up to 20 dealers) drive the higher end of call count range.
Lender Sales Plugin
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